Looking for a new vehicle or want to refinance the one you already have? M&C Credit Union has the right loan for you. Apply in person, via email, fax or USPS mail. M&C Credit Union offers competitive loan rates on new and used automobiles, motorcycles, and even boats.
Borrow up to $50,000 for up to 7 years/84 months
Monthly loan payments can be processed through payroll deduction, electronic transfer from any financial institution, PayPal, Zelle or via USPS Mail
Refinance a new vehicle dealer loan with M&C and get the new car rate if you apply within 3 months of purchase.
Refinance a used vehicle dealer loan and get the used vehicle rate with M&C at any time.
Get pre-approved! Your approval is good for 30 days while you shop.
Rates below are effective
through April 30, 2024
New Vehicle Loan
1 - 7 year term = 5.99% base rate*
* Rate could be higher than base rate. Rate is based on borrower's credit history. Rate reflects March Auto Loan Sale.
All rates shown are Annual Percentage Rates (APR)
M&C uses Trans Union FICO Scoring Model 4.
New vehicle rate does not apply to lease buy-outs.
Refinance from new car dealer within 3 months of purchase for new vehicle loan rate.
Get pre-approved! Your approval is good for 30 days while you shop.
Used Vehicle Loan
1 - 7 year term = 5.99% base rate*
* Rate could be higher than base rate. Rate is based on borrower's credit history. Rate reflects March Auto Loan Sale.
All rates shown are Annual Percentage Rates (APR)
M&C uses Trans Union FICO Scoring Model 4.
M&C will finance up to 100% of the
"Private Party" value for the automobile's make/model/year as indicated on
http://www.edmunds.com/appraisal
Get pre-approved! Your approval is good for 30 days while you shop.